Commercial Auto Insurance
Commercial auto insurance is a type of insurance that provides coverage for vehicles used for business purposes. It typically includes liability coverage, collision coverage, and comprehensive coverage.
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Frequently Asked Questions
What types of vehicles are covered under commercial auto insurance?
Commercial auto insurance typically covers vehicles used for business purposes such as delivery trucks, company cars, and other vehicles used for transportation of goods or passengers.
What types of coverage are available under commercial auto insurance?
Commercial auto insurance policies typically include liability coverage, collision coverage, and comprehensive coverage. Additional coverage options may include medical payments coverage, uninsured motorist coverage, and rental reimbursement coverage.​
Can I insure multiple vehicles under one commercial auto insurance policy?
Yes, it is possible to insure multiple vehicles under one commercial auto insurance policy. This is known as a fleet policy, it may be offered by the insurance company and it may include different coverage options that can be tailored to the needs of each vehicle.​
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Does commercial auto insurance cover me if I am driving a personal vehicle for business purposes?
It depends on the specific policy, but many commercial auto insurance policies exclude coverage for personal vehicles used for business purposes. It's important to check with your insurance company to make sure you have the proper coverage.
Is commercial auto insurance required by law?
Commercial auto insurance is typically required by law for any vehicle that is used for business purposes. Each state has different laws and regulations regarding commercial auto insurance, so it's important to check with your state's insurance department for specific requirements.​
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