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Commercial Property Insurance

Homeowners insurance is mad eup of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home.

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Frequently Asked Questions

Is commercial property insurance required by law?

Commercial property insurance is typically not required by law, but many businesses are required to have it by their mortgage company or landlord. It is also a good idea to have it to protect your business from unexpected events.​

What types of property are covered under commercial property insurance?

Commercial property insurance typically covers buildings, equipment, inventory, and other property used in a business. It may also include coverage for loss of income from business interruption.​

What types of coverage are available under commercial property insurance?

Commercial property insurance policies typically include coverage for damage from fire, storms, and other natural disasters. Additional coverage options may include coverage for vandalism, theft, and loss of income from business interruption.​

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Can I customize my commercial property insurance policy?

Yes, most commercial property insurance policies can be customized to meet the specific needs of your business. This may include adding or removing coverage options, or increasing or decreasing coverage limits.​

Does commercial property insurance cover damage from floods or earthquakes?

It depends on the specific policy, but many commercial property insurance policies exclude coverage for damage from floods or earthquakes. It's important to check with your insurance company to make sure you have the proper coverage for these types of events, or you can buy a separate policy for that specific event.

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What Our Clients Say

Business Presentation

Liz Chefalas

We are so grateful to have the Michael Lavelle Agency and “team” to assist us with all our insurance needs. At every time of need whether it be life, home, car insurance, or a claim, not only are they extremely knowledgeable and efficient, they are also helpful, and caring. We have been with the Lavelle Agency for over 25 years and could not be more satisfied with their services and professionalism. Mike, Kim, Matt, Kathy, and Maria are quite a team and we recommend them highly. Once you have Mike Lavelle as your agent, you can feel confident that you are always covered and cared for!
Bob & Liz C.
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