General Liability Insurance
General liability insurance is a type of insurance that provides coverage for a business in the event of a third-party claim for bodily injury or property damage. It is often referred to as "slip and fall" insurance and it is the most common type of liability insurance for small business.
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Frequently Asked Questions
Is general liability insurance required by law?
General liability insurance is not required by law, but it is highly recommended for businesses of all sizes as it can protect them from financial losses in the event of a lawsuit.​
What types of claims does general liability insurance cover?
General liability insurance typically covers third-party claims for bodily injury, property damage, and advertising injury that occur on the business's property or as a result of the business's operations.​
How much coverage do I need for general liability insurance?
The amount of coverage you need for general liability insurance will depend on the specific risks your business faces. Factors to consider include the potential for liability claims, the value of your assets, and the amount of coverage required by your customers or clients.​
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Can I customize my general liability insurance policy?
Yes, most general liability insurance policies can be customized to meet the specific needs of your business. This may include adding or removing coverage options, or increasing or decreasing coverage limits.​
Will general liability insurance cover me if I am sued by an employee?
No, general liability insurance typically does not cover claims made by employees. Employers are required to have a separate insurance policy such as workers compensation insurance.
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