High Value Home
High-value home insurance is a special type of homeowners insurance designed for homes worth $750,000 and more. It provides higher limits on coverage than standard policies, plus additional types of coverage for the unique needs of people who own high-end homes.
Ready to Shop High Value Home Insurance?
Frequently Asked Questions
What does High Value Home insurance cover?
Liability: High-value policies often include higher limits for personal liability, medical payments, and loss assessments. They also often cover costs if you need to defend against claims of slander, libel, or defamation.
How much high value home insurance do I need?
How much homeowners insurance you need is ultimately up to you. If you purchase a policy with higher limits, you'll pay a higher monthly premium, but you'll also have more protection in the event of a disaster.
​
You can buy too much protection, however. We've provided recommended limits for the four main coverages that drive the price of home insurance: dwelling, personal property, living expenses and liability insurance.
Ready to shop High Value Home Insurance?
Will my high value home insurance policy cover the cost of rebuilding my home if it's destroyed?
Yes, most high value home insurance policies will cover the cost of rebuilding your home if it's destroyed. However, it's important to check with your insurance company to make
Will my high value home insurance policy cover me if I have valuable artwork or collectibles in my home?
It depends on the specific policy, but most high value home insurance policies will cover valuable artwork and collectibles. However, it's important to check with your insurance company to make sure you have the proper coverage.
Ready to shop High Value Home Insurance?
What Our Clients Say
